ICKY

Overall Philippine insurance penetration was only about 1.79% in 2025 — below the Insurance Commission's own 2% target — leaving most households and vehicle owners uninsured beyond the legal minimum.

Over 31,000 road accidents were recorded in 2024, resulting in 2,747 deaths, with roughly 87% attributed to reckless driving. That is exactly the risk ICKY's road-safety education and 3D simulation training targets.

Through campus workshops, safety and literacy programming, 24/7 SOS response, and the Masa and Iskolar plans, ICKY protects riders and vehicles while giving members discounted cover for themselves and their riders.